Take Control of Your Credit Life

Get your free credit score and more. Learn how to protect, improve and use your credit score to get better deals.

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We’ll help you improve your financial wellbeing

Your credit score can play a huge role in many of life’s biggest decisions.
Understanding it can help you make smarter financial decisions and protect your credit reputation.

Track your credit score & report
Get access to your free credit score and comprehensive credit report information, along with free monthly score updates to help you monitor your credit reputation over time

Learn what’s behind your score
Uncover the important elements of your credit report. Identify key factors influencing your score so you can take action to improve it.

Compare products for your score
Use your credit score to see if you can find better deals. Search and compare credit cards, personal loans and home loans with our comparison service.

Get your free credit score

Gain the power to make smarter financial decisions

Why should I check my credit score?

Lenders such as banks, credit card companies, utilities and telcos can use your score to assess the risk of lending you money or extending you credit. Your score can also determine how much they will lend you as well as the interest rate. Knowing your score can help you make smarter financial decisions.

Get your free credit score

Why join Credit Savvy?

With Credit Savvy, you get free access to your Experian credit score and credit file information. You can track your progress with monthly updates and get alerts about key changes to your credit file.

You’ll also see how your score compares to other Australians. You can learn how to improve and protect your score and see how you can use it to get a better deal.

What is your credit score?

A credit score is a number that is calculated using the details on your credit file. It’s a simple representation of your creditworthiness and is dynamic – meaning it may change from month to month.
A score can be between 0 and 1000 and the higher the score, the better. To make it easy, we’ve grouped the scores into 5 bands from Excellent to Below Average.

With Credit Savvy you can:

  • Track your credit score & report for free
  • Identify key factors influencing your score so you can take action to improve it.
  • Protect your credit reputation
    Receive alerts whenever there are changes to your credit file to help you guard against identity theft and fraud.

Credit Savvy has given away 50,253,467 credit scores

Get yours now! Sign up with confidence. It’s free, easy and secure.

Access, understand, leverage, and protect your credit reputation all under one platform - free forever.

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